Final Expense Insurance

Final expense insurance, also referred to as burial insurance, is designed to cover all of the costs associated with the passing of you or your loved one. Most people think of funeral and burial expenses as the only costs involved when someone passes away, but there are actually many things that often come up besides that.

Some examples of final expenses:

• Funeral costs (this is the main expense)
• Probate costs and other legal fees
• Income and property taxes
• Unpaid doctors bills
• Debts such as a mortgage, car, or credit card
• Airfare and accomodations for out of town family
• Cleaning services to empty a house or apartment

A final expense insurance policy is an affordable way to cover those costs. They are fairly easy to qualify for, even if you have pre-existing conditions.

Important characteristics of final expense insurance:

• No health exam is necessary
• Permanent whole life insurance
• Builds cash value
• Immediate coverage in most cases
• Premiums are level for life
• Face amounts range from $3,000 to $25,000
• Qualifying ages from 50 to 85

Don't leave a burden on your family when getting a final expense policy can be so easy and affordable. In most cases the coverage is immediate so you and your family can have the peace of mind that comes with planning ahead. Get a free quote today to compare rates from several of the nation's top carriers. Rates can vary by as much as 70%, so it definitely pays to compare.